Chest

Split your school fees.

Break tuition into payments you can manage — Chest pays your school in full, upfront, and you pay it back over time.

Split My FeesSee How It Works

Supporting students and parents through trusted financial partners.

SchoolMiva University
On track
Total tuition₦300,000
Split into6 payments
Each payment₦55,000 / month
Split progress

4 of 6 payments completed

Your school
Paid in full, upfront

Your school needs the full amount. You don't have to pay it all at once.

Chest pays your school in full, upfront — then splits the cost into payments that fit your income.

One fee. Several payments. Zero drama.

African students studying

A simple way to split your school fees.

1

Tell us about you

Your income, school and upcoming fees.

2

See your split options

Payment plans that fit your circumstances.

3

Your school gets paid in full

Upfront, directly, in one payment.

4

Pay your split over time

Manageable, on a schedule you agreed to.

5

Split again next semester

Just as simply, every time fees are due.

Split My Fees

Split fees for every situation.

Students

Split tuition into payments you can manage.

Split University Fees

Parents

Split school fees into payments each term.

Split School Fees

School fees are predictable. Your finances should be too.

Know what you're paying, when you're paying it and what comes next.

Clear payments

See your payment amount and schedule before accepting a plan.

Responsible plans

Chest considers your circumstances rather than encouraging you to take more than you can reasonably manage.

No surprises

Applicable rates, fees and obligations are clearly shown before you accept any financing.

School Fees₦600,000
Payment Period6 months
Monthly Payment₦XXX,XXX
Total Payment₦XXX,XXX
*Sample values for illustration

Powered by trusted financial partners.

Chest works with licensed financial institutions and education partners to provide responsible education financing.

KOINS MFB

MKOBO

UCEE

Sycamore

Chest manages your education payment experience while regulated financial services are provided by our financing partners where applicable.

Start with this semester.

Split for the ones after it.

Your education journey doesn't happen once. Neither should your relationship with the people helping you pay for it.

Create My Chest Profile

Build a Chest profile so we can understand your education needs and financial situation.